Equipment Financing
Investing in earthmoving, construction, and agricultural machinery is essential for various industries, but the upfront costs can be overwhelming. At 123 LEND, we provide flexible and affordable leasing and financing solutions tailored for businesses across Australia. Whether you're expanding your fleet, upgrading to the latest equipment, or starting a new project, we help you get the machinery you need without straining your budget.
Why Choose Equipment Financing?
Financing heavy machinery offers a smart alternative to outright purchasing. Here’s why many businesses prefer financing:
- Business Owners – Optimise cash flow and access newer vehicles without ownership burdens.
- Preserve Cash Flow – Spread the cost of high-value equipment over manageable monthly payments.
- Tax Benefits – Potential tax deductions on lease payments.
- Flexible Terms – Choose from short- or long-term options suited to your project needs.
Finance
What Equipment Can You Finance?
Avoid large upfront costs and preserve your cash flow with manageable payments.
At 123 LEND, we finance a wide range of equipment across multiple industries, including:
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Earthmoving & Heavy Machinery
- Excavators and backhoes
- Bulldozers and Loaders
- Cranes and lifting equipment
- Dump trucks and tipper trucks
- Drilling and trenching equipment

Construction Equipment
- Bobcats and mini-excavators
- Concrete mixers and pumps
- Scissor lifts and boom lifts
- Forklifts and material handlers
- Roadwork and paving machinery

Agricultural & Farming Equipment
- Tractors and ploughs
- Harvesters and seeders
- Irrigation systems
- Balers and hay equipment
- Livestock handling equipment

Truck & General Vehicles Upgrades
- Staff Vehicles
- Off-Road Vehicles
- Vehicle Upgrades
- Utes, Trucks and Trailers
How Our Process Works
Our Approval Process is as Easy as 123
Submit Your Application
Provide us with some basic details for your financing needs.

Compare Options
We analyse & offer multiple lenders. We work with your chosen lender so you only need to sign.

Your On Your Way
Your finance is approved in as little as 24 hours and you can grow your business!
No matter your transportation needs, our flexible financing options make it easier to acquire the assets you need with confidence and ease.
Trucks & Trailers Leasing - We offer financing solutions for all types of commercial trucks and trailers, find out more
Get Started Today!
Contact us today to discuss your options and take the first step toward financing your equipment needs!