Fast, ABN-Friendly Approval

Truck & Trailer Finance

Self-employed welcome. Low-doc truck finance options. Australia-wide coverage.

  • Same-day decisions
  • New/Used · Dealer/Private Sales
  • Refinance & Balloon Payout
  • No obligations — quick pre-qualification
  • Truck Finance Australia Wide

Get a Quote - Call or Email Today

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Leading Lenders

We work with a vast network of over 40 leading lenders, offering you the most competitive rates and flexibility. Pre‑approval, low‑doc, private sale, insurance, turnaround times

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Flexible Terms

We will evaluate your circumstances individually, and help you choose from a variety of finance options tailored to your budget. Our flexible solutions can include a Balloon payment and zero deposit finance?

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Who We Help

Owner drivers, small fleet, couriers, construction, agriculture. Businesses may claim tax deductions on leasing expenses and depreciation

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Vehicle Upgrades

Stay up-to-date - upgrade your car at the end of your lease term

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No Hidden Fees

Transparent costs with comparison rates explained up front — no nasty surprises.

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Respectful Service

Our finance specialists are trained to listen, explain clearly, and never pressure.

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Simple Docs Checklist

Upload once and done — we’ll guide you through BAS, bank statements, or invoices.

Financing for Trucks, Trailers,
Tippers, Food Trucks & Prime movers

From prime movers to delivery trucks to food trucks, we can cover all your financing needs. Whether you're looking to finance an entire truck with attachments or just the trailer, we’re here to help. Our comprehensive financing solutions ensure you have access to the funds needed to acquire and upgrade your commercial vehicles, making the process smooth and hassle-free.

Competitive Rates & Exceptional Service – Australia-Wide

At 123LEND, we understand the trucking industry and take a personalised approach to your financing needs. Whether you're launching a new business or looking to upgrade your fleet, we provide expert guidance to secure the best financing options available - always with competitive interest rates.

We assess loan options from Australia's top lenders to find the most cost-effective financing package with flexible repayment terms tailored to your business. Contact us today for a no-obligation quote!

  • Business Owners – Optimise cash flow and access newer vehicles without ownership burdens.
  • Contractors – Flexible terms for self-employed individuals.

Need Reliable Truck Financing?

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Market Research

At 123LEND, we help you secure funding from banks and a variety of finance companies across different tiers.

We will ensure your application is presented to the best lenders who will evaluate your circumstances individually. Contact us now for a free quote!

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Credit History

If you're an established business with strong financials and an excellent credit history, we can connect you with leading lenders who offer competitive interest rates.

However, if your situation doesn't fit the typical lending criteria, we will craft a compelling presentation to ensure your application is seen in the best light possible.

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Talk To Us Today

With a wide range of business, truck, and equipment finance options, we’ll determine the most suitable financing solution for your needs and move quickly to help you secure your new or used truck.

At 123LEND, we're dedicated to supporting your business growth.

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Trusted Provider

As a trusted commercial vehicle finance broker, we have worked with numerous businesses throughout Australia.

We offer some of the best rates for various commercial finance products, all with no hidden fees or charges.

Why Choose Us?

With years of experience and deep transport and cartage industry knowledge, we have a proven track record of success and are constantly pushing ourselves to stay ahead of the curve.

  • Competitive Interest Rates
  • Ability to Claim Back GST & Tax Benefits (Asset Depreciation)
  • Fixed Interest Rates
  • Balloon Payment Options for Lower Repayments
  • No Deposit Required
Call Now !

How Our Process Works

Our Approval Process is as Easy as 123

1

Submit Your Application

Provide us with some basic details for your financing needs.

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2

Compare Options

We analyse & offer multiple lenders. We work with your chosen lender so you only need to sign.

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3

Your On Your Way

Your finance is approved in as little as 24 hours and you can grow your business!